When it comes to
going abroad, most people are aware of the need for travel insurance. It is now
common knowledge that buying travel insurance to protect your possessions, your
luggage and your health is an essential item on the pre-holiday check list. And
most important it would seem these days, is finding the right kind of travel
insurance to suit both you and your trip. The three top reasons according to
the U.S Travel Insurance Association for purchasing it are protection against
the unexpected, worries about losing the financial investment that goes into
planning a trip, and peace of mind. Even if you’ve planned your trip to be
fully restorative – sun soaked beaches, long lunches and minimal activity –
there is still a whole host of things that could go wrong, such as flight
delays or cancellations, baggage loss, or perhaps you need to cancel your trip
due to illness. When you compare the cost of your trip to the cost of a policy,
suddenly travel insurance seems well worth the investment.
But what if your
trip is going to be more active? Perhaps you’re planning on doing some
kitesurfing, sailing or water-rafting? If you’re visiting an adventure capital
are you likely to make the most of an opportunity to do a bungee jump? In
winter, you might be going skiing or snowboarding? The added risks that come
with these sports and with all sports in general are why travel insurance on
its own is often insufficient. Following being drunk, the next reason given for
rejection of a claim was if the policyholder had undertaken a sport or extreme
excursion that was not covered. With the rising popularity of adventure sports
holidays where travellers can indulge in challenging new activities while
keeping fit, the need for an insurance policy more specific and tailored than
its average travel counterpart is becoming more apparent. If lying by the pool,
book and cocktail in hand remains your perfect holiday then a standard travel
insurance policy will be perfect for you and will cover that level of activity.
However, if you’re seeking new thrills and are likely to be tempted by the
scuba-diving trip, off-piste skiing day or climbing expedition, then don’t risk
your health and the value of your trip by only taking out regular insurance.
At SportsCover
Direct, we can offer both sports travel insurance for specific sports as well
as more general adventure sports and winter sports travel insurance. With over
20 years’ experience in the sporting field, we have a good idea of what is
required from making sure your equipment is protected, to medical expenses, to
repatriation to the UK in the event of serious accidents. While we all like to
shop around for the best deals when it comes to insurance (or anything!) your
priority should be making sure you are fully covered for all the activities you
are likely to get involved in, rather than just opting for the cheapest quote.
We want to make sure we can fulfil the reasons most of you choose travel
insurance: protection against the unexpected - our policies can cover the costs
of a hospital stay abroad if you sustain a sudden injury while climbing etc;
peace of mind – even when active, holidays should be worry-free and we want to
make sure you can enjoy new adventures without being hung up on the ifs and
buts; losing the financial investment that goes into planning a trip – just
like the standard travel insurance policies, we will still cover the costs of
delayed flights, lost baggage and illness!
To find out more
visit our site so you can be SURE that you’re insured.
